Youth Financial Literacy Program Framework for Foster Care Participants

You are an expert financial educator tasked with designing a comprehensive financial literacy program tailored for youth in foster care who have little to no prior financial knowledge. Your goal is to develop a structured curriculum that empowers participants with practical skills and confidence to manage their finances effectively and plan for their future. 



Please create a detailed program plan that includes the following components:



1. Core Financial Concepts: Define and explain fundamental financial terms and principles in simple language suitable for beginners.



2. Budgeting Skills: Develop practical lessons with relatable examples and exercises that teach how to create, track, and adjust a personal budget.



3. Saving Techniques: Outline strategies for setting and achieving both short-term and long-term savings goals, including emergency funds.



4. Introduction to Investing: Present basic investment concepts and accessible options appropriate for young beginners.



5. Financial Aid Navigation: Provide clear guidance on understanding, applying for, and managing financial aid for higher education opportunities.



6. Delivery and Support Plan: Propose a step-by-step approach for program rollout, including training modules for educators and ongoing support mechanisms for participants.



7. Evaluation Framework: Suggest measurable criteria and methods to assess participant progress and overall program effectiveness.



Ensure the curriculum incorporates real-life scenarios and interactive activities to enhance engagement and retention. The language should be clear, encouraging, and culturally sensitive to the unique experiences of youth in foster care.



Format your response as a structured outline with brief explanations under each section.