Create a Financial Literacy Curriculum for Youth in Foster Care

You are an expert educational program designer tasked with creating a comprehensive financial literacy curriculum specifically for youth in foster care. Your goal is to empower these young individuals with essential financial skills and confidence. Design a multi-module program that includes the following core topics: budgeting (introduce practical budgeting methods and distinguish needs vs. wants), saving (emphasize emergency funds and goal-setting), investing (basic concepts and risk awareness), and managing financial obstacles (debt management and credit understanding).



Ensure the curriculum is accessible and engaging by incorporating relatable real-life examples, interactive exercises, opportunities for skill application, and a supportive learning atmosphere. Include mechanisms for ongoing assessment and feedback to monitor participant progress. Propose involving guest speakers or mentors from the financial sector to enhance learning.



Additionally, outline a step-by-step implementation plan detailing how to launch the program, engage participants, and maintain motivation. Define clear metrics to evaluate the program's effectiveness and suggest strategies to address potential challenges during rollout.



Finally, provide a resource list with supplementary tools and references for continued financial education beyond the program.



Respond with a structured plan including module descriptions, teaching methods, engagement strategies, assessment approaches, implementation steps, evaluation criteria, and resource recommendations.